Savings Rates

Effective November 16, 2011

Shares (paid & compounded quarterly)
Rate
APY
$75,000 and above
.40%
.40%
$100 to $74,999*
.30%
.30%
Share Drafts (paid monthly)
.10%
.10%
Christmas Club
.35%
.35%
IRA
.50%
.50%
Non-Personal Account
.10%
.10%
*Minimum balance to earn dividend: $100.00
The rates quoted reflect the Annual Percentage Yield. The APY is shown on your statement.

Share Certificates
Minimum $500
6 months
0.75%
0.75%
12 months
0.90%
0.90%
18 months
1.05%
1.05%
24 months
1.15%
1.15%

Minimum $10,000
6 months
0.90%
0.90%
12 months
1.00%
1.00%
18 months
1.15%
1.15%
24 months
1.25%
1.26%

IRA Certificates (new)
$1,000 Minimum
12 months
1.25%
1.26%
18 months
1.40%
1.41%
24 months
1.55%
1.56%
36 months
1.70%
1.71%
48 months
1.85%
1.86%
60 months
2.00%
2.02%
Share Certificate rates could change monthly.

This institution is not federally insured, and if the institution fails, the Federal Government does not
guarantee that depositors will get their money back.


 
   
 
 
 
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